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Affordable Care Act: Insurance for Part-time Workers

Employees who are not able to get health insurance coverage through their work wil be able to buy insurance starting October 1.

Punching a time card is enough to earn you a paycheck, but that doesn't always add up to benefits too.

Last year more than 15% percent of full-time workers around the U.S. didn't have health insurance.

Anna Carrera introduces us to one of those people who is looking forward to October 1.


While many others are heading home from work, Matthew Fear is getting ready to start his shift.

“Decaf latte, do you want it for here or to go?”

He's bounced around to a handful of different jobs since moving to Champaign, Illinois.

“I've worked for a catering company, I've worked as a karaoke DJ, and this is the second coffee shop I've worked at.

“Here's your red eye sir.”

This is his second month of making mochas at Cafe Kopi.

“It's as full-time as I can get, I guess. It's not 40 hours a week but its close.”

Fear doesn't mind the money he makes, but says he wishes he got something more.

“I get coffee, which is a good benefit!”

Even though a shot of java can help cure a case of the Monday's, it doesn't do much for medical aches and pains.

“A few weeks ago, I did something to my back and I was in a lot of pain but I just kind of had to suck it up.”

Fear doesn't get insurance for working here, but he says that's been "the usual" for a long time.

“There's only been a couple of them where I've had any sort of benefits.”

That's why he's looking forward to next month and the opportunities the new healthcare program could bring him.

“People don't have to worry about their health as much if they can go see a doctor and not have to worry about selling a kidney to go get a checkup.”
 
Because even though Fear still feels like he has a lot of questions, he hopes more answers will be on the menu soon.

“There you go. Thanks! Have a good one!”


Many people will qualify for lower costs on monthly premiums or out-of-pocket costs with the new program. To find out how much you're eligible for you'll need to have your income information, like the kind on your W-2's or pay stubs.


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